Market Brief · by Aidan Sowa · October 5, 2026
What Do Glen Head Mortgage Households Spend Relative to Income? Reading the Mortgages, the Big Houses and the Sold Prices
Glen Head income-share measures, dated prices and housing stock, for owners comparing a listing with a direct offer.

What do Glen Head mortgage households spend relative to income? The postal survey counts 4,503 occupied homes, with 4,030 owned. Among 2,466 mortgage households with a computed share, 1,300, or 52.7%, spend thirty percent or more of income on selected owner costs, and 653, or 26.5%, spend half or more. These are income shares, not a maintenance budget.
The price pages for the postal area tell different stories. Redfin's page, with a three-month window ending August 2026, shows a median sale price of $1,786,727. Realtor.com's page, with key indicators as of April 2026, shows a median sold price of $2,690,000 and a median listing price of $3,794,000. The Census median owner value is $1,101,100, plus or minus $130,838. Realtor.com's sold median is 50.6% above Redfin's, taking Redfin as the base, a numerical gap between different dated populations, not a valuation range for one house.
Large bedroom counts and mortgage cost shares describe different groups. They do not measure the dollar cost of holding one large house or identify people selling. The sections below separate prices, stock, timing and household costs before an owner compares matching transactions, written conditions and the cash remaining under each offer.
Key Findings
- Redfin's August window reports $1,786,727, up 1.1% annually, $642 per foot, up 17.2%, thirty-three market days, a 99.2% ratio and 35.7% above-list sales. Its sales-growth block differs slightly from the text's forty-three versus thirty-two prior sales.
- Realtor.com's April table reports $2,690,000 sold, up 122.36% annually, and $3,794,000 listed, up 28.85% annually. It reports sixty-five listings, up 26.67% annually, eighty-eight days, up 62.96%, and ten rental listings. All three-year movements retain that separate period.
- Among 2,466 mortgage households with a computed share, 1,300, or 52.7%, spend thirty percent or more of income on selected owner costs. This is not a maintenance budget or a comparison of dollar costs for matching households.
- The Census counts 4,756 housing units, 4,503 occupied, 4,030 by owners and 473 by renters, and 253 vacant. The median build year is 1961, the median owner value is $1,101,100, plus or minus $130,838, the median household income is $182,528, plus or minus $29,197, and the median gross rent is $2,350, plus or minus $244.
- The survey describes mostly owned detached homes with large bedroom counts. The dated sale and listing measures differ; they do not establish a complete one-to-three-month closing schedule or value a specific house.
Why do the Glen Head price pages disagree so sharply?
Four price figures are on the table. Redfin's median sale price is $1,786,727 for the three months ending August 2026. Realtor.com's median sold price is $2,690,000 and its median listing price is $3,794,000, both as of April 2026. The Census median owner value is $1,101,100, with a margin of error of $130,838, or 11.9% of the value. Realtor.com's page is the older market page, by four months.
Taking Redfin as the base, Realtor.com's sold median is 50.6% above it and Realtor.com's listing median is 112.3% above it, so the listing median is more than double. Taking the Census as the base, Redfin's median is 62.3% above it. Taking Realtor.com's sold median as the base, the Census value is 59.1% below it. That span is not a price range for matching houses. The survey margin of error cannot alone test a gap against an unmatched closing measure.
Realtor.com's sold median is up 122.36% annually and 90.78% over three years. Its listing median is up 28.85% annually and 22.58% over three years; Redfin's sold median is up 1.1% annually. A large change does not establish an implausible result, a small sample or a few large sales as the cause. The pages do not provide a common set of transactions that would identify it. Values reconstructed from rounded growth rates would be approximations, not independently observed earlier medians. Neither page calculates appreciation of one property.
Both pages report $642 per square foot, but Redfin's sold measure is up 17.2% annually while Realtor.com's listing measure is up 8.26% annually and 25.64% over three years. Realtor.com's research library defines median listing price per foot as a listed-home measure. The equal dollar figure does not establish matching properties, condition or terms, or explain why it occurs. Total-price and per-foot medians cannot by themselves show the size or mix of properties behind each sales sample.
Realtor.com's quick insights call 28.85% annual sale-price growth, whereas its table assigns that change to listing price and 122.36% to sold price. That specific prose/table mislabel remains flagged. Its separate 21.28% monthly inventory change does not conflict with 26.67% annual growth. Its $4.6K rent text is a rounded presentation of $4,550, not an error. The table's columns are annual and three-year, not monthly and annual. No neighborhood or condominium-building row substitutes for this postal area.
Census owner value has a separate meaning. The ACS subject guide asks owners what the house and lot would sell for if on sale, rather than recording an appraisal or closing. Listed and closed homes also have different populations. Matching closed records with known size, age, lot, condition, ownership and terms are more useful for one property than subtracting postal medians. The survey's building stock does not identify the types behind either sale sample or explain a large price change.
| Source | Figure | What it measures |
|---|---|---|
| Realtor.com | $2,690,000, up 122.36% | Median sold price, April 2026 (older market page) |
| Realtor.com | $3,794,000, up 28.85% | Median listing price, April 2026 |
| Redfin | $1,786,727, up 1.1% | Median sale price, three months ending August 2026 |
| Census Reporter | $1,101,100 | Median owner value, pooled period ending 2024; margin of error $130,838 |
Sources as cited. Numerical differences compare distinct published measures, not matching homes.
What do the Glen Head houses look like by type, size and age?
Detached houses dominate. Of 4,756 units, 4,358, or 91.6%, are detached houses and 106, or 2.2%, are attached houses. Buildings of two units hold 185, three or four units hold 86 and five to nine hold 21. No units are counted in buildings of ten or more, and none are mobile homes or boats. It is a place of houses.
The houses are large. Of 4,030 owner homes, 1,501 have four bedrooms, 37.2%, 1,474 have five or more, 36.6%, 823 have three, 224 have two and 8 have one. Four or more bedrooms is 2,975 homes, or 73.8%. Renters live in smaller homes: of 473, 146 have three bedrooms, 127 have two, 88 have four, 85 have one, 23 have five or more and 4 have none.
The median build year is 1961. Of 4,756 units, 817 predate 1940, 328 are from the 1940s, 1,190 the 1950s, 535 the 1960s and 709 the 1970s. The pre-1980 total is 3,579, or 75.3%. The chart retains all decade counts. Construction year does not diagnose condition or repair needs.
Of 253 vacant units, thirty-three are for sale, fifty sold but unoccupied, twenty-four seasonal, recreational or occasional, and 146 other vacant. None are for rent. Vacancy is 5.3% of all units; other vacancy is 57.7% of vacancies. Census vacation-home guidance counts a stay of at least two months from interview as current residence. Shorter stays can be temporarily occupied yet classified vacant. These pooled estimates are not a single day's empty homes, identified short-term rentals or evidence of a particular owner's plans.
The survey does not diagnose condition, renovation or lot setting. Bedroom counts do not show floor area, and building size does not establish condominium ownership. Its separate tenure table cannot split every type into owned and rented homes. Compare a specific home with known attributes and terms. A direct offer can change seller inspection and repair obligations, but condition can still affect price and other transaction requirements. Building age is not a repair estimate.
EPA lead-disclosure guidance applies to most housing built before 1978. The survey's pre-1980 band cannot determine coverage for individual properties. Covered sellers must disclose known lead information, provide available reports, the required pamphlet and a contract warning, and give buyers a ten-day inspection opportunity. Check the property's actual construction year and applicable requirements. A sale without seller repairs does not automatically remove disclosure duties, and the Census does not establish that a particular house contains lead.
Sources as cited. Shares are computed from the Census counts.
How fast do Glen Head homes sell, and what do sellers get against asking?
Redfin shows a median of 33 days on the market for the three months ending August 2026, against 46 a year before, with the average home selling about 1% below list and going pending in about 29 days, and hot homes selling about 6% above list and going pending in about 16 days. Realtor.com shows a median of 88 days for April 2026, up 62.96% on the year, which implies about 54 days a year before, and down 16.19% on three years, which implies about 105 days three years before.
The thirty-three and eighty-eight days have separate periods and definitions, not a clean trend. Redfin's Metrics Definitions separates contract-acceptance time from days to close; Realtor.com's research library describes listing time through closing or removal. Redfin's methodology uses rolling three-month windows for smaller geographies. Its forty-three August sales in text should not automatically be treated as the full sample behind every windowed metric. Keep the displayed periods rather than turn them into matching calendar-month sales.
Redfin's 99.2% ratio averages individual closed-home ratios against final list price, not original asking or a ratio of postal medians. It reports 35.7% above-list sales and 30.2% price-drop listings, different populations. The latter cannot be described as the same share of sold homes, and neither measures every strong offer or promises a concession. The text's forty-three versus thirty-two sales imply 34.4% growth, while the block says 35.1%; this specific difference remains flagged without a guessed cause.
Realtor.com reports sixty-five listings, up 26.67% annually and down 8.06% over three years. Dividing by the older survey's 4,503 occupied homes gives 1.4%, not months of supply, vacancy or identified overlap with survey units. Its ten rental listings and $4,550 asking-rent median describe a different dated population from Census gross rent of $2,350, plus or minus $244. The subject guide includes utilities and fuels paid separately by renters in gross rent. The difference does not establish what a renewing tenant will pay.
A direct purchase can change marketing obligations, but a closing date and remaining conditions need written terms. Neither a public listing nor a direct offer is automatic certainty or a promise of better proceeds. Similar below-list averages do not establish a full-sale deadline. Check marketing, contract and closing dates on matching records, and compare the charges and conditions under each proposal rather than infer the best route from a postal price or timing median.
A median does not show the spread of waiting times or the chance of missing a deadline. The pages do not substantiate a distribution of sales in days versus months. Above-list sold shares and price-drop listing shares cannot be combined to calculate the range of one set of transactions. Plan separately for getting an acceptable offer and completing a sale. The market's competition label does not establish one property's outcome or explain why a home sold.
Sources as cited. Marketing, contract and closing measures retain separate definitions and periods.
Who owns the homes in Glen Head, and how heavy is the cost of owning?
The population is 12,172, plus or minus 994. Ages forty-five to sixty-four are the largest group, with 4,016, or thirty-three percent. Sixty-five or older account for 2,552, or twenty-one percent. These demographics do not identify sellers or urgency.
Of 4,503 occupied homes, 4,030, or 89.5%, are owned and 473, or 10.5%, are rented. Owners are long settled: of 4,030 owner homes, 107 were taken up in 2023 or later, 373 in 2020 to 2022, 1,130 in the 2010s, 1,275 in the 2000s, 554 in the 1990s and 591 before 1990. That puts 28.4% of owners in place since before 2000, and 11.9% arriving in 2020 or later.
Owner costs are heavy. Among owners with a mortgage, 2,466 homes have a computed share, and 1,300, or 52.7%, pay 30% or more of income on owner costs and 653, or 26.5%, pay half or more. The 50% band, at 653, is the single largest of the nine bands, larger than the 10% to 14.9% band at 326. The Census does not say why, and the brief draws no conclusion.
Mortgage-free households less often cross the thirty-percent income-share threshold. Of 1,546 owners without a mortgage with a computed share, 366, or 23.7%, pay 30% or more and 159, or 10.3%, pay half or more, Census selected owner costs include applicable taxes, insurance, utilities and specified charges, not general upkeep. Mortgage-free does not mean cost-free. The largest band is under 10%, at 599, or 38.7%. The brief reports no figure for income by tenure.
Renters are a small group. Of 473 renter homes, 90 have no computed rent share, leaving 383. Of those, 304, or 79.4%, pay 30% or more of income on rent, and 117, or 30.5%, pay half or more. The median household income is $182,528, with a margin of error of $29,197, or 16.0% of the value, so retain the stated uncertainty rather than infer precision or reliability solely from the size of the renter group.
These income-share estimates do not compare dollar costs or matching households, and they do not establish why an owner sells. ACS guidance explains that five-year estimates pool sixty months and trade currency for precision in smaller areas. These 2020-2024 estimates are not today's households or a panel following the same household through successive cost bands. A large bedroom count does not by itself explain a mortgage cost share. Readers can also compare the Dix Hills brief and the Southampton brief.
| Share of income on owner costs | Owner homes with a mortgage | Share of computed |
|---|---|---|
| Under 10% | 113 | 4.6% |
| 10% to 14.9% | 326 | 13.2% |
| 15% to 19.9% | 254 | 10.3% |
| 20% to 24.9% | 268 | 10.9% |
| 25% to 29.9% | 205 | 8.3% |
| 30% to 34.9% | 108 | 4.4% |
| 35% to 39.9% | 125 | 5.1% |
| 40% to 49.9% | 414 | 16.8% |
| 50% or more | 653 | 26.5% |
Sources as cited. Shares and ratios are computed from the Census counts; owner homes with no computed share are excluded.
What should a Glen Head owner ask before choosing a listing or a private sale?
Keep four questions separate: what matching closed transactions show, how marketing and closing could fit your deadline, what known condition and contract obligations involve, and what agreed costs do to proceeds. Bedroom counts, income-share thresholds and age bands cannot identify a seller's urgency or a home's repair budget. Compare records and written proposals rather than treat postal medians as a valuation or timing promise.
For illustration, one, three or five percent of a $725,000 price is $7,250, $21,750 or $36,250. These are arithmetic examples, not commission quotes or a valuation. Actual costs depend on agreement. CFPB guidance explains that mortgage payoff can differ from current balance because it includes interest through the payoff date and may include fees or a prepayment penalty. Obtain a dated payoff statement. Compare cash remaining under written offers, including charges not covered by the buyer, instead of subtracting only a headline commission.
Questions specific to a house are worth asking early. Which houses of the same size and era have sold lately, and at what prices? How many of those sold above list, and how many cut their price first? What would a buyer's inspection cover in a house of this age? The sources used here do not answer these, and the answers differ by house, so the brief leaves them as questions and makes no claim about any one house.
Maison Off-Market describes a direct purchase with no public showings, flexible closing, no commissions or seller closing costs, and no seller inspections or repairs. Those terms can suit some owners, but do not establish a higher net result. Compare who pays each charge, remaining conditions and closing dates with a realistic listing alternative. Privacy is a choice about how the sale is conducted, not a promise about every neighbor's knowledge. Condition can affect price even without seller repair obligations.
Maison Off-Market buys luxury homes and estates directly from their owners and speaks only to sellers. An owner who wants to see what a direct purchase would look like, with no public listing and no showings, can use the contact form below and ask for an offer before deciding.
Sources as cited. Fee figures are arithmetic and not quoted rates.
Methodology and limitations
Redfin's August window and Realtor.com's April indicators are four months apart. Current access does not update their periods. Realtor.com's table has annual and three-year headings. Its listing-growth mislabel in sale-price prose remains flagged, but separate monthly inventory growth and rounded rent text are not contradictions. A large median increase does not establish an implausible figure or small-sample cause. Redfin's sales-growth text/block difference remains flagged without assigning a cause. No neighborhood or city-level Zillow row substitutes for postal data.
ACS estimates pool sixty months. These 2020-2024 postal figures are not today's households or a single-day inventory. Margins remain attached; counts and shares were checked against totals. Owner value is a survey response, gross rent includes specified utilities and selected owner costs do not mean upkeep. Vacancy follows current-residence rules. Building type, bedroom count and tenure are separate aggregates, not attributes matched to the homes that sold. No figure is a forecast.
Conclusion
Glen Head's postal survey describes mostly owned detached homes with large bedroom counts. More than half of mortgage households cross the thirty-percent income-share threshold, but this does not measure one home's dollar holding costs or identify sellers. Dated prices and timing need matching transactions and written terms before an owner uses them for a decision. Compare known property attributes, condition, marketing and closing risks, and agreed costs instead of treating postal medians as a valuation or deadline.
Frequently Asked Questions
What is the median home price in Glen Head?
The sources differ sharply. Redfin showed a median sale price of $1,786,727 for the three months ending August 2026, Realtor.com showed a median sold price of $2,690,000 and a median listing price of $3,794,000 for April 2026, and the Census median owner value is $1,101,100.
How heavy is the cost of owning a home in Glen Head?
Of 2,466 owners with a mortgage and a computed share, 1,300, or 52.7%, pay 30% or more of income on owner costs, and 653, or 26.5%, pay half or more.
How long do Glen Head homes take to sell?
Redfin showed a median of 33 days on the market for the three months ending August 2026, and Realtor.com showed 88 days for April 2026. These are not interchangeable full-closing schedules or guaranteed deadlines.
How many Glen Head homes are owner-occupied?
The Census counts 4,030 of 4,503 occupied homes in the postal area, 89.5%, as owned.
Can I sell my Glen Head home privately?
Maison Off-Market describes direct purchases with no showings, flexible closing, no commissions or seller closing costs, and no seller inspections or repairs. Compare written terms and net proceeds with a listing.
Compare your options before committing. Request a written private offer for your property, with no obligation, then weigh it against your listing plan.
Sources
- Redfin, August 2026 window; checked October 6, 2026. Postal housing market: prices and timing. https://www.redfin.com/zipcode/11545/housing-market.
- Realtor.com, April 2026; checked October 6, 2026. Glen Head postal housing market data. https://www.realtor.com/local/market/new-york/zipcode-11545.
- U.S. Census Bureau via Census Reporter, 2020-2024 ACS five-year estimates; checked October 6, 2026. Postal housing and population estimates. https://censusreporter.org/profiles/86000US11545-11545/.
- Redfin, Checked October 6, 2026. Housing-data methodology: geography and reporting windows. https://www.redfin.com/news/data-center/methodology/.
- Redfin, Checked October 6, 2026. Metrics Definitions: final-list ratios and contract timing. https://www.redfin.com/news/data-center-metrics-definitions/.
- Realtor.com Research, Checked October 6, 2026. Residential data library: listing prices and timing. https://www.realtor.com/research/data/.
- U.S. Census Bureau, Checked October 6, 2026. Choosing ACS estimates: pooled periods and precision. https://www.census.gov/programs-surveys/acs/guidance/estimates.html.
- U.S. Census Bureau, Checked October 6, 2026. Selected monthly owner costs: included charges. https://www.census.gov/quickfacts/note/HSG650222.
- U.S. Census Bureau, Checked October 6, 2026. How ACS counts vacation homes. https://www.census.gov/help/topics/faq.how-does-the-acs-count-vacation-homes.html.
- U.S. Census Bureau, Checked October 6, 2026. ACS subject definitions: owner value and gross rent. https://www2.census.gov/programs-surveys/acs/tech_docs/subject_definitions/2024_ACSSubjectDefinitions.pdf.
- Consumer Financial Protection Bureau, Checked October 6, 2026. Payoff amount versus current mortgage balance. https://www.consumerfinance.gov/ask-cfpb/what-is-a-payoff-amount-and-is-it-the-same-as-my-current-balance-en-205/.
- U.S. Environmental Protection Agency, Checked October 6, 2026. Lead-based paint disclosure rule. https://www.epa.gov/lead/lead-based-paint-disclosure-rule-section-1018-title-x.


